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This site states the following, "You select which invoices to finance." Our analyzers noticed that the web page stated " Payplant pays most of the invoice amount upfront." The Website also stated " You get the remaining, less fees, when your customer pays us. Rates as low as 1. FREE for Illinois State Vendors. You decide which invoices you want financed. No limit on the amount financed. Gain more control over payments without incurring debt. No upfront or hidden fees. We believe in simple and fair pricing." The website's header had factoring as the most important keyword. It was followed by accounts receivable financing, vendor payment program, and receivables exchange which isn't as highly ranked as factoring. The next words the site uses is peer to peer lending. p2p funding was also included and could not be understood by web crawlers.